I’m The Only One With Genius DNA 113
I’m The Only One With Genius DNA chapter 113
The issue of the launch of Eisen Life and the insurance products they sell has come to a head.
There was also a debate in the public over whether it could be seen as an insurance product.
This is because the insurance industry that Ezen Life started was quite different from the existing one in many ways.
Special products are sold to high-risk groups rejected by existing insurers.
The price of the diagnostic kit is included in the premium, and the customer pays the premium.
If you continue to self-check with the diagnostic kit and don’t develop cancer by maturity, that’s it.
In the event of an outbreak, Eisen compensates, which was not a medical aid. Rather, it was more like “treatment” itself through next-generation hospitals.
And the range of treatment varies from product to product.
For example, the following is an example:
Let’s say there are customers who have 0.001% stomach cancer and 45% breast cancer.
This customer can only sign up for breast cancer care or stomach cancer care.
Of course, the higher the insurance premium, but even if you listen to it at random, there is no significant difference in price from insurance products sold by existing insurers.
After signing up for a care product, what if the cancer that the product guarantees develops?
Customers can receive all kinds of treatment until they are cured or killed.
Even chimera immunotherapy, which can effectively catch myeloma or blood cancer, is possible in cases of myeloma or blood cancer.
In other words, he can receive 400 million won worth of treatment.
However, the situation of using that much technology does not come.
This is because the diagnostic kit finds the disease before it becomes so serious.
They don’t get paid, they get support for treatment, but there are no patients who intentionally raise the disease.
And early myeloma and blood cancer can be cured quickly by using treatments such as cleavans.
One problem was that the cleavans were expensive.
That’s what the plant team solved. It was the first of the 15 targets to see results.
– Eisen succeeded in producing clivan from plant cells. Ten patients can get a daily dose of clivan from a single cigarette plant. Jang Jin-ho, a senior researcher at Eisen’s plant-based pharmaceutical production department, expects the technology to reduce the price of Clivan from 110,000 won per tablet to 1,000 won.….
News of technological innovation appeared daily on TV and newspapers.
Allimab and Clutinib. And then Clivan.
Plant-based drug production methods have quickly penetrated the existing drug production market.
It was innovating by absorbing new drugs one by one at an alarming rate.
“The insurance business that AIDS is going to do is not a financial game with capital. Eisen Life does not guarantee financial compensation, it guarantees treatment. As a subsidiary of Aizen, the insurance premiums paid by customers flow into Aizen, which is reinvested in R&D. It is a way to develop cheaper and better treatments to take responsibility for the health of customers and to distribute the risk of outbreaks.”
In an interview article released after the press conference, Ryu explained more about Eisen Life.
In the meantime, he also commented on the revision of the new gene test results.
“According to the amendment, if an insurer asks Eisen to access the data with the consent of the customer, Eisen will show the data of the customer’s genetic test results. There is no item for data analysis or data screening here. Just by looking at this, I can’t erase the impression that the lawmaker who proposed the bill handled the matter in a hurry without deep understanding of genetic testing. For example, the Bill states that the data source is delivered. If it’s the original, it’s raw data, can the insurance company analyze it? Or is HPV infection data necessary for leukemia insurance?”
Ryu Young-joon said.
“DNA information can be far more confidential and important than resident registration numbers and home addresses. It’s a strong criterion for explaining who he is. This sensitive health information, which can even affect employment, should be as secure as possible. The direction should be to provide properly processed analytical data only for the genetic test results associated with the product being purchased by the policyholder. And the insurance company has to be strict about that.”
After Ryu Young-joon’s interview, the briefly confused public opinion was rearranged.
Conspiracy theories that Ryu Young-joon sold customers’ information to insurance companies in Aizen have gone viral.
It’s just a headwind.
Ryu Young-joon sold genetic test data. Where are all the guys?
Common sense. Don’t you see the Cellicure case? That TMJ wouldn’t do that. What do you mean, bite the obvious?
But I could tell you were a part-timer. Didn’t the existing insurers keep you in check?
But what should I do to get Eisen Life Insurance?
I’m a member of SG Life Insurance, but I just want to cancel and go to Eisen Life Insurance.
– ???: If the risk is high, shouldn’t you eliminate the risk? Why can’t you do that?
After conquering science and engineering, I’m starting to eat the liberal arts.
– I’d like to inquire about Eisen Life Insurance, where can I call?
Affordable, even affordable, insurance products with a high incidence, family history, and previous history.
Plus, it’s not a monetary reward, it’s a complete cure.
Of course, the company will lose money and the patient will die, but it can be minimized.
Eisen received calls for insurance coverage even before Eisen Life was founded.
Eisen received calls for insurance coverage even before Eisen Life was founded.
This is more than the genetic diagnosis service inquiries that poured into Avio.
And this development in Eisen has also given a strong impetus to pharmaceuticals and botanists around the world.
“We need to jump in before Ezen can finish developing those new drugs.”
David, CEO of Conson & Curson, told the board.
“CEO Ryu Young-joon probably patented the plant-based drug production method. You can find a way to avoid it, and if you don’t have a way, you can give me royalties, so I’ll give you whatever you want and we should borrow the technology. Future trends will completely change to plant-based medicines. Let’s make a production line right away. And we’re recruiting a lot of scientists who majored in plants.”
“David, MetLife has contacted us.”
One of the directors said.
“MetLife?”
It is the largest health insurance company in the United States.
“Azen asked me if I could do the same thing that CEO Ryu Young-joon is doing right now. I’d like to cooperate with you if possible.”
“…….”
David was lost in thought.
“Honestly, it takes years for us to follow Eisen technology now…….”
“We’ll have to catch up at the latest. That’s the right direction.”
“When I first introduced glaucoma, I thought it was strong, but now it feels like the gap is widening. We all need to work harder. Please set up a MetLife meeting for now.”
***
“Oh, my God, does that make sense?”
Hwang Joon-young, the CEO of SG Life Insurance, was doing nothing while watching the situation go on.
I heard people get brain freeze when they’re too shocked.
There is a huge industry predator coming up, but I couldn’t think of any countermeasures because it was so ridiculous.
“CEO, what are we going to do now……?”
Baek Joong-hyuk looked around and asked.
“How am I supposed to know that. How do you stop that? Is that even an insurance product?”
“…….”
“What do you think, Executive Director Lim?”
He asked Lim Gil-won.
Lim Gil-won did not reply. He was lost in thought with a blank look in the air.
“Executive Director Lim?”
“What?”
Lim Gil-won raised his head.
“A young and smart man like Lim has a good idea. How we’re going to deal with this crisis.”
“…….”
Lim Gil-won was lost in thought.
In fact, he felt both tremendous fear and admiration at the launch of Eisen life.
The fear was now due to the fact that large insurers, including SG Life Insurance, had to compete with Eisen Life Insurance, and the admiration was due to the amazing idea of Eisen Life Insurance.
It’s not about providing medical expenses or paying tens of millions of won as compensation, but an insurer that guarantees medical treatment itself.
I didn’t expect you to do this with new technologies such as diagnostic kits and plant-based treatments.
I’m in awe.
I thought such technological advances were far from the financial industry such as insurance.
But it’s so closely related.
“We should have taken the initiative.”
Lim Gil-won said.
“We should have contacted CEO Ryu Young-joon and talked about collaborating because we wanted to develop insurance products in this way. I’ve put up the agenda several times…….”
“Well!”
Baek Joong-hyuk coughed.
“Lim, you’re not blaming me, are you?”
He asked.
“….No.”
“Even if we had talked to Ryu, he wouldn’t have handed over such items. The result was inevitable.”
Baek Joong-hyuk said.
Baek Joong-hyuk said.
Is that really true?’
Lim Gil-won analyzed Ryu quite a lot. Ryu Young-joon is a very smart person. Fortunately for other businessmen, however, there is not much greed for money.
If his goal was to make money, he might not have done something like plant-based medicine, where the price of the treatment drops significantly.
Isn’t there a hundred and a dozen personal patents?
It’s better to make another new drug with that genius, why would I do something that could reduce the size of my bowl by lowering the unit price of the cure?
“If we had left early to do the insurance business of Ezen Life Insurance, Ryu Young-joon might have formed a partnership and pushed for it.”‘
You don’t have enough time to focus on your research. I don’t want to care about anything else.
But it’s already late.
Lim Gil-won said.
“There is no way now. We’re not in a position to receive research results directly from Eisen like Eisen Life. I don’t have enough information, I don’t have any pharmaceutical technology.…. There’s no way to deal with that weird hybrid industry alone.”
***
Ryu Young-joon, who had been working at the first laboratory for a while, returned to Avio after a long time.
I feel like I’m in the comfort zone.
In fact, the place where I spent the most time since graduating from graduate school was Eisen Research Institute, not Avio, but Avio was more friendly now.
I went up by elevator to go to the CEO’s office.
Boom!
The elevator door opened and suddenly a firecracker exploded in front of it.
Several scientists, including the Life Creation Team, stood in front and applauded.
“What is it?”
“In commemoration of winning three gold medals, including the head of the Aizen Institute and CEO of Aizen Life Insurance.”
Park Dong-hyun said.
“Hey, what are you talking about? Why would I run an insurance company?”
Ryu Young-joon waved his hands.
“Sure?”
“Ezen Life holds most of the shares in Eisen and Avio. We’re going to be owners, and we’re going to hire a professional manager to run the company.”
“Who are you leaving it to?”
“I’ll have to think about it now. After the open recruitment and the interview, I’ll be the best person. I personally want to leave it to someone, but I still have to be fair.”
“Who is he?”
Jung Hye-rim asked.
“I’m the executive director of SG Life. He’s in his 40s and he’s a very famous man in his industry.”
Heaven and earth intervened.
“If you’re that kind of person, it won’t be easy to recruit you to come. You can’t volunteer for an interview…….”
“Not if it doesn’t work.”
Ryu Young-joon was talking, and Park Joo-hyuk appeared at the far end of the hallway.
“Oh! Ryu Youngjun! ……CEO.”
He shouted because he was happy to see people and quickly named them.
“I need to talk to you for a second.”
Park Joo-hyuk said.
He took Ryu to the CEO’s office, pushed him in, and sat on the opposite chair.
“Did you finish your work in the first lab?”
He asked.
“Well, somehow. I think I can command here now. Fortunately, the research center is close to here as well.”
“I see. Hey, look at this more than that.”
Park Joo-hyuk took out some documents.
He opened it one by one and explained it to me.
“We caught the people who posted incitement comments like Ryu Young-joon sold his customer’s personal information.”
“How did you catch him?”
“I just called the police for defamation and told them, ‘A bio legal team’ and they were getting in trouble.”
“Just let it go. I don’t really care.”
“I would have done the same. In Ryu Youngjun’s class, the haters in the corner of the room are criticized. But there’s a reason why I caught them.”
“I would have done the same. In Ryu Youngjun’s class, the haters in the corner of the room are criticized. But there’s a reason why I caught them.”
“What is it?”
“The comments were written to manipulate public opinion in SG Life. Here’s the evidence they confessed to.”
Park Joo-hyuk tapped the document with his finger.
I’m The Only One With Genius DNA chapter 113
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